Sebastian Williamson Insurance Solutions LLC — the terms that govern your access to and use of this website.
These Terms of Use (“Terms”) govern your access to and use of the website operated by Sebastian Williamson Insurance Solutions (“Company,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, do not use this website. Website terms commonly operate as the legal “house rules” for permitted use, prohibited conduct, site content, and liability limitations.
This website is provided for general informational purposes only and allows visitors to learn about our insurance services, request quotes, submit forms, communicate with our agency, and access related resources. Insurance agency websites often include a statement that online submissions are for informational or quoting purposes and do not themselves bind coverage.
Nothing on this website should be interpreted as a guarantee of coverage, a promise to insure, an offer to sell insurance, or legal, tax, accounting, or financial advice. Coverage can only be confirmed through a licensed agent and is subject to the terms, conditions, exclusions, underwriting guidelines, and approval of the applicable insurance carrier.
By using this website, you represent that you are at least 18 years old or are using the site under the supervision of a parent or legal guardian. You also represent that you have the legal capacity to agree to these Terms and to use this website in compliance with them.
We may revise these Terms at any time by posting an updated version on this website. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.
You may use this website only for lawful purposes and in a manner consistent with these Terms. Permitted use includes reviewing information, submitting inquiries, requesting quotes, completing forms, and communicating with our office for legitimate insurance-related purposes.
You agree not to use this website in any way that could harm the website, interfere with its operation, compromise security, or disrupt access for others. Standard website terms typically restrict scraping, interference, reverse engineering, misuse of content, and unlawful activity.
You agree that you will not, and will not attempt to:
We reserve the right to suspend or terminate access to the website if we believe, in our sole discretion, that your use violates these Terms or creates risk to us, our users, our carriers, or our systems.
Unless expressly stated in writing by a licensed representative of our agency and authorized by the applicable insurance carrier, nothing submitted through this website binds, changes, amends, or reinstates insurance coverage. Agency website disclaimers commonly state that online forms, emails, voicemails, and similar submissions do not by themselves alter coverage.
Any quote or indication provided through the website is preliminary and subject to verification of information, underwriting review, carrier approval, and payment of any required premium.
If you submit information through our website, you agree that the information is accurate, current, and complete to the best of your knowledge. You also confirm that you have the right to provide the information and to authorize its use for insurance-related purposes.
Do not submit sensitive information through unsecured channels unless specifically instructed to do so. We may use the information you provide to respond to your request, evaluate coverage options, service policies, comply with legal obligations, and communicate with carriers or third parties involved in your insurance transaction. Website disclaimers commonly state that submitted information will be used for insurance purposes and handled confidentially.
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect information. By using the website, you acknowledge that you have had the opportunity to review our Privacy Policy.
If there is any inconsistency between these Terms and our Privacy Policy regarding privacy-related matters, the Privacy Policy will control to the extent of that issue.
All content on this website, including text, graphics, logos, images, page design, icons, layout, software, and other materials, is owned by or licensed to Sebastian Williamson Insurance Solutions and is protected by applicable intellectual property laws.
You may view, download, or print website content for your personal, non-commercial use only, provided that you do not modify the content and you keep all proprietary notices intact. You may not reproduce, distribute, publish, display, transmit, sell, license, or create derivative works from any website content without our prior written permission.
Any trademarks, service marks, names, or logos displayed on the website are the property of their respective owners. No license or right to use any mark is granted by implication or otherwise unless expressly authorized in writing.
This website may contain links to third-party websites, portals, calculators, forms, scheduling tools, or other resources. These links are provided for convenience only. We do not control and are not responsible for the content, accuracy, security, policies, or practices of any third party. Agency website disclaimers often state that external links are provided as a convenience and used at the user's own risk.
Your use of third-party websites is subject to their own terms and privacy policies, not ours. We are not responsible for any loss, damage, or dispute arising from your use of a third-party site or service.
This website and all content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, to the fullest extent permitted by law. Common insurance website disclaimers state that site materials are offered without warranty and are not a substitute for policy language or professional advice.
To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, reliability, and uninterrupted availability.
We do not warrant that:
Information on this website is provided for general informational purposes only and should not be relied upon as a substitute for individualized advice from a licensed insurance professional. Insurance coverage depends on carrier forms, underwriting, endorsements, exclusions, state law, and the facts of each individual case.
You should review your policy documents carefully and consult with a licensed agent about your specific situation. This website does not provide legal, tax, accounting, or investment advice.
To the fullest extent permitted by law, Sebastian Williamson Insurance Solutions and its owners, officers, employees, agents, contractors, affiliates, successors, and assigns will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of, or inability to use, this website.
This limitation applies whether the claim is based on contract, tort, negligence, strict liability, statute, or any other legal theory, even if we have been advised of the possibility of such damages. Where liability cannot be excluded by law, our liability will be limited to the minimum amount permitted under applicable law.
You agree to defend, indemnify, and hold harmless Sebastian Williamson Insurance Solutions and its owners, officers, employees, agents, contractors, affiliates, successors, and assigns from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising from or related to:
If you submit comments, questions, documents, or other materials to us, you grant us the right to use, store, reproduce, and process that information as reasonably necessary to respond to your request, provide insurance services, comply with law, and improve our operations.
Unless prohibited by law or by a separate agreement, we may retain communications and records for legal, compliance, service, quality assurance, and audit purposes.
By contacting us through the website, you consent to receive communications from us electronically, including email or other digital formats, where permitted by law. Some Tennessee laws recognize electronic communication consents and withdrawal rights in specific contexts.
You are responsible for maintaining a valid email address and for monitoring messages sent to the contact information you provide. We are not responsible for messages filtered as spam, blocked by your provider, or not received because of incorrect information you submitted.
We take reasonable measures to protect the website and information submitted through it, but no website, system, or transmission over the internet is completely secure. If you believe your interaction with us may have been compromised, contact us immediately using the information listed below.
You are responsible for maintaining the confidentiality of any credentials, passwords, or access information associated with your use of the website, if applicable. You agree to notify us promptly of any unauthorized access or suspected security incident related to your use of the website.
This website is intended for use by individuals located in the United States, and specifically for users seeking insurance-related information in jurisdictions where we are licensed or otherwise authorized to operate. Products, coverages, and services may not be available in all states, and eligibility may vary by location and underwriting criteria. Agency disclaimers commonly note that not all coverages are available in every state.
If you access the website from outside the United States, you do so on your own initiative and are responsible for complying with local laws.
These Terms and your use of the website will be governed by and construed in accordance with the laws of the State of Tennessee, without regard to conflict-of-law principles, except where applicable federal law provides otherwise.
Any legal action arising out of or relating to the website or these Terms shall be brought in a court of competent jurisdiction located in Tennessee, unless a different forum is required by applicable law.
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy and any other legal notices posted on the website, constitute the entire agreement between you and us regarding use of the website, to the extent permitted by law.
If you have questions about these Terms, you may contact us at:
Sebastian Williamson Insurance Solutions
2550 Meridian Blvd., Suite 200
Franklin, Tennessee 37067
Phone: (615) 861-9153
Email: info@sebastianwilliamson.com